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Privacy Policy

Effective Date: December 2025

OpenEnrollment.health values your privacy and is committed to protecting your personal information. This Privacy Policy explains how information is collected, used, and shared when you visit this website or submit information through any form, application, or communication channel associated with this site.

When you interact with OpenEnrollment.health, we may collect personal information that you voluntarily provide, including your name, phone number, email address, zip code, state, age, household details, and insurance related information necessary to assess eligibility or provide assistance. We may also automatically collect certain technical information such as IP address, device type, browser information, and usage data for security, analytics, fraud prevention, and location matching purposes. We do not knowingly collect personal information from individuals under the age of eighteen.

The information collected is used to evaluate health insurance options, assess eligibility, connect you with licensed insurance agents, respond to inquiries, provide enrollment assistance, improve website performance, enhance user experience, and comply with applicable legal and regulatory requirements. Information is used solely for insurance related purposes and enrollment support.

Your information may be shared with licensed insurance agents, independent insurance providers, and affiliated entities that participate in the delivery of insurance related services. Information may also be shared with service providers and technology platforms that support website operations, communications, analytics, customer relationship management, and compliance functions. OpenEnrollment.health does not sell personal information to unrelated third parties.

By submitting your information through this website, you provide prior express written consent to be contacted by OpenEnrollment.health, its affiliated entities, and licensed insurance agents regarding health insurance products, enrollment assistance, or related services. Contact may be made by telephone call, text message, or email, including the possible use of automated technology, prerecorded messages, or dialing systems, in accordance with applicable law. Message and data rates may apply. Consent to be contacted is not a condition of purchase, enrollment, or eligibility for coverage.

If your telephone number is listed on a federal or state Do Not Call registry, you acknowledge that by submitting your information you are providing prior express written consent to be contacted for the specific purpose of responding to your request for health insurance information. This consent applies only to communications related to your inquiry and does not authorize unrelated or unsolicited marketing.

You may revoke your consent to receive communications at any time by following the opt out instructions provided in communications, replying STOP to any text message, or contacting OpenEnrollment.health directly using the contact information below. Requests to opt out will be processed in accordance with applicable law.

OpenEnrollment.health implements reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or misuse. While we strive to protect your information, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

This website may use cookies and similar technologies to analyze site traffic, improve functionality, personalize content, support advertising efforts, and measure marketing performance. You may manage or disable cookies through your browser settings, although some features of the site may not function properly if cookies are disabled.

Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to request access to your data, request correction or deletion, or opt out of certain communications. Requests may be submitted using the contact information provided below and will be handled in accordance with applicable laws.

This website may contain links to third party websites or services. OpenEnrollment.health is not responsible for the privacy practices, content, or security of third party sites, and we encourage you to review their privacy policies before providing personal information.

OpenEnrollment.health reserves the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date. Continued use of the website after changes are posted constitutes acceptance of the updated policy.

If you have questions about this Privacy Policy or how your information is handled, you may contact us at support@openenrollment.health.

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Compare available health plans to find the option that best fits your needs and budget.

Secure submission. Privacy protected.

Disclaimer

Affordable Care Act

Affordable Care Act (ACA) is an extensive healthcare reform sometimes referred to as Obamacare. As per ACA, individual medical insurance plans must cover ten Essential Health Benefits in order to be recognized as a Qualified Health Plan (QHP)and provide “minimum essential coverage (MEC)” to enrollees. To find more information on QHP options in your state, visit www.HealthCare.gov .Premium tax credits are subject to eligibility requirements.

Short Term Medical (STM)

Comprehensive medical coverage is not provided by STM Insurance plans. STM doesn’t fall under the minimum essential coverage as defined by the ACA and may not cover all Essential Health Benefits. Plans typically don’t cover preexisting conditions and may have financial limitations on health benefits.

Fixed Indemnity/Limited Indemnity Plans

Indemnity Plans are complementary to health insurance plans, not a replacement for insurance or a substitute for the minimum essential coverage required by the ACA. If you are eligible for Medicaid, check if these payments affect your coverage and eligibility.

Who is openenrollment.health

openenrollment.health is privately operated by Healthful Hands. Submission of your information constitutes permission for an agent to contact you with additional information about the cost and coverage details of health plans. Possible options include, but are not limited to Major Medical Plans, Short Term Plans, Fixed Indemnity Plans, and more. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. For a complete description, please call us to determine eligibility and to request a copy of the applicable policy. openenrollment.health is not affiliated with or endorsed by the United States government or the federal Medicare program. Quotes may vary depending on various factors, including coverage choices, insurance companies’ underwriting practices, and others. By using this site, you acknowledge that you have read and agree to the Terms of Service. and Privacy Policy. We are committed to protect your privacy. If you do not want to share your information please click on Do Not Sell My Personal Information for more details. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options. This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website or the federal Medicare program. This is not a complete listing of plans available in your service area. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website, go to the Health Insurance Marketplace website at https://www.healthcare.gov or consult https://www.medicare.gov. Submitting this form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. Healthful Hands is independent of the Medicare program and is neither associated with nor endorsed by The Centers for Medicare & Medicaid Services (CMS) or any other governmental agency. Using this site This Website is Owned and Operated by Healthful Hands a licensed insurance agency. Invitations for applications for Insurance are made only where licensed and appointed. Acme Health and Life LLC License Information can be found here. By filling out our form, consenting, and clicking “Next” button and submitting this form, you expressly consent to Acme Health and Life LLC ("Company," "We," or "Us"), our agents, representatives, its partners or affiliates, or anyone calling on the company’s behalf to receive telemarketing sales calls, whether automated, autodialed, prerecorded, or from an automated system for the selection or dialing of telephone numbers, or using prerecorded messages or artificial voice, or from an automated system for the selection or dialing of telephone numbers, SMS messages (including text messages), email (using any email address you have provided to us), and by postal mail, even if you are on a state or federal Do Not Call and/or Do Not Email registry. Automated messages may be played when the telephone is answered, whether by you or someone else. You consent to receive these communications at the specific phone number you provide to us on this form. By clicking the “Get My Free Quotes” or "Next" button and submitting this form, you: (i) verify that the contact information entered is correct and is your personal information and that you are over 18 years of age, and (ii) that you are providing your electronic signature and your prior express written consent to receive the communications listed above. You are not required to directly or indirectly sign this agreement or to agree to enter into such an agreement as a condition of purchasing any property, goods, or services. You may revoke consent by contacting: dnc@healthfulhands.com. You certify, warrant and represent that the telephone number that you provide in this form is your contact number and that you are permitted to receive calls at this number. You agree that if you provide telephone number(s) for which you are not the subscriber, or for the purpose of initiating a legal demand or legal action, you agree to indemnify Company for any and all costs and expenses, including reasonable attorneys’ fees incurred as a result of Us contacting or attempting to contact you at the number(s).

Privacy Policy | Terms of Service | DNC Policy and Procedure | License Numbers

© 2022 Open Enrollment Health Care. All rights reserved.

Privacy Policy | DNC Policy and Procedure | License Numbers

© 2026 Open Enrollment Health a Healthfull Hands company. All rights reserved.

Disclaimer

Affordable Care Act

Affordable Care Act (ACA) is an extensive healthcare reform sometimes referred to as Obamacare. As per ACA, individual medical insurance plans must cover ten Essential Health Benefits in order to be recognized as a Qualified Health Plan (QHP)and provide “minimum essential coverage (MEC)” to enrollees. To find more information on QHP options in your state, visit www.HealthCare.gov .Premium tax credits are subject to eligibility requirements.

Short Term Medical (STM)

Comprehensive medical coverage is not provided by STM Insurance plans. STM doesn’t fall under the minimum essential coverage as defined by the ACA and may not cover all Essential Health Benefits. Plans typically don’t cover preexisting conditions and may have financial limitations on health benefits.

Fixed Indemnity/Limited Indemnity Plans

Indemnity Plans are complementary to health insurance plans, not a replacement for insurance or a substitute for the minimum essential coverage required by the ACA. If you are eligible for Medicaid, check if these payments affect your coverage and eligibility.

Who is openenrollment.health

openenrollment.health is privately operated by Healthful Hands. Submission of your information constitutes permission for an agent to contact you with additional information about the cost and coverage details of health plans. Possible options include, but are not limited to Major Medical Plans, Short Term Plans, Fixed Indemnity Plans, and more. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. For a complete description, please call us to determine eligibility and to request a copy of the applicable policy. openenrollment.health is not affiliated with or endorsed by the United States government or the federal Medicare program. Quotes may vary depending on various factors, including coverage choices, insurance companies’ underwriting practices, and others. By using this site, you acknowledge that you have read and agree to the Terms of Service. and Privacy Policy. We are committed to protect your privacy. If you do not want to share your information please click on Do Not Sell My Personal Information for more details. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options. This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website or the federal Medicare program. This is not a complete listing of plans available in your service area. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website, go to the Health Insurance Marketplace website at https://www.healthcare.gov or consult https://www.medicare.gov. Submitting this form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. Healthful Hands is independent of the Medicare program and is neither associated with nor endorsed by The Centers for Medicare & Medicaid Services (CMS) or any other governmental agency. Using this site This Website is Owned and Operated by Healthful Hands a licensed insurance agency. Invitations for applications for Insurance are made only where licensed and appointed. Acme Health and Life LLC License Information can be found here. By filling out our form, consenting, and clicking “Next” button and submitting this form, you expressly consent to Acme Health and Life LLC ("Company," "We," or "Us"), our agents, representatives, its partners or affiliates, or anyone calling on the company’s behalf to receive telemarketing sales calls, whether automated, autodialed, prerecorded, or from an automated system for the selection or dialing of telephone numbers, or using prerecorded messages or artificial voice, or from an automated system for the selection or dialing of telephone numbers, SMS messages (including text messages), email (using any email address you have provided to us), and by postal mail, even if you are on a state or federal Do Not Call and/or Do Not Email registry. Automated messages may be played when the telephone is answered, whether by you or someone else. You consent to receive these communications at the specific phone number you provide to us on this form. By clicking the “Get My Free Quotes” or "Next" button and submitting this form, you: (i) verify that the contact information entered is correct and is your personal information and that you are over 18 years of age, and (ii) that you are providing your electronic signature and your prior express written consent to receive the communications listed above. You are not required to directly or indirectly sign this agreement or to agree to enter into such an agreement as a condition of purchasing any property, goods, or services. You may revoke consent by contacting: dnc@healthfulhands.com. You certify, warrant and represent that the telephone number that you provide in this form is your contact number and that you are permitted to receive calls at this number. You agree that if you provide telephone number(s) for which you are not the subscriber, or for the purpose of initiating a legal demand or legal action, you agree to indemnify Company for any and all costs and expenses, including reasonable attorneys’ fees incurred as a result of Us contacting or attempting to contact you at the number(s).

Privacy Policy | Terms of Service | DNC Policy and Procedure | License Numbers

© 2022 Open Enrollment Health Care. All rights reserved.

Privacy Policy | DNC Policy and Procedure | License Numbers

© 2026 Open Enrollment Health a Healthfull Hands company. All rights reserved.

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Site Description and Disclosure

OpenEnrollmentHealth connects individuals with independent insurance providers to discuss potential health coverage options. OpenEnrollmentHealth is not an insurance company or insurance agency. We are not operated by, affiliated with, or endorsed by any governmental agency, and we do not recommend or endorse any specific insurance plan or determine plan suitability.

All products and services are offered solely by independent insurance providers. Information on this site is provided for general informational purposes only. Not all products are available in all areas, and availability is subject to provider eligibility and qualification requirements. Please speak directly with a licensed insurance provider to understand which products may be available to you and whether you qualify.

By using this website, you acknowledge that you have read and agree to the Terms of Service and Privacy Policy.

OpenEnrollmentHealth is not affiliated with or endorsed by the United States Government or any state or federal public insurance marketplace. Comprehensive Affordable Care Act plans may only be available during the annual open enrollment period, typically November 1 through January 15, unless you qualify for a special enrollment period. For official Affordable Care Act information, please visit healthcare.gov.

In addition to major medical coverage, providers may discuss other insurance options such as short term plans, fixed indemnity plans, and other supplemental products. Applications for insurance are made through Flex Rates, LLC only where licensed and appointed.

We are committed to protecting your privacy. If you do not wish to share your information, please review Your Privacy Choices for more details.

Privacy Policy | Terms of Service | DNC Policy and Procedure | License Numbers

© 2022 Open Enrollment Health Care. All rights reserved.